Access to airport lounges for free is a perk that many credit cards already provide. Previously exclusive to premium cards, this feature is now accessible on entry-level cards as well. However, access to train lounges is another travel perk that is starting to appear on certain credit cards. Several stations now have well-equipped railway lounges. These provide travelers with a variety of amenities, including as meals, refreshments, and wi-fi. These lounges might be a terrific way to unwind before a long train ride if you travel by rail often. Thankfully, a lot of credit cards are available today that provide this feature. The top credit cards with free entry to railway lounges are listed below.


Some credit cards offer complimentary railway lounge access: 
  • SBI IRCTC Platinum Credit Card: Offers four complimentary visits per year
  • IRCTC SBI Card Premier: Offers eight complimentary visits per year
  • ICICI Bank Rubyx Credit Card: Offers two complimentary visits per quarter
  • IRCTC HDFC Bank credit card: Offers complimentary access to the IRCTC Executive Lounge at select railway stations
  • HDFC Millennia Credit Card: Offers four complimentary domestic lounge access per calendar year, subject to spending Rs. 1 lakh or more in a calendar quarter
Some other credit cards with airport lounge access include: 
  • SBI Card Pulse
  • Air India SBI Card Platinum
  • Etihad Guest SBI Card
  • BPCL SBI Card Octane
  • SBI Elite Credit Card
  • HDFC Diners Club Privilege Credit Card
  • Axis Bank Select Credit Card
  • SBI Prime Credit Card
You can check if your debit card has airport lounge access by: 
  • Visiting your bank's website
  • Contacting your bank
  • Asking airport staff

Frequently Asked Questions
Q1. What is Executive Lounge ?

A. Executive Lounge is one of its class fully air conditioned facility where railway passengers can stay while waiting for their trains.

Q2. Where is Executive Lounge located?

A. It is located at Platform-1, Paharganj Side, First Floor near ITB office and concourse of Platform No. 16, New Station Building, Ajmeri Gate side, New Delhi Railway Station.

Q3. How can we reach Executive Lounge?

A. Executive Lounge can be reached from Ajmeri gate side entry as well as Paharganj Side entry of New Delhi Railway station. Passenger shall have to come to concourse platform-16 in Station building on Ajmeri gate side.

Q4. How can one book Executive Lounge?

A. Seats in Executive Lounge can be booked in advance online only. Online booking of Executive Lounge is available on following websites:

a. www.irctc.co.in

b. www.irctctourism.com

c. www.irctc.com

Walk-in guests are also welcome at Executive Lounge counter.

Q5. What are the rates and services offered at Executive Lounge?

A. I) a. The rates of Executive Lounge, Platform-1 are as under, Entry fee for initial One hour: Rs.170/- per person, Exclusive of all taxes. Services included in the entry fee:-

  • 1. One hour stay
  • 2. Wi-Fi
  • 3. Soft beverages (tea, coffee, soft beverages)
  • 4. Newspaper and magazine reading
  • 5. Train information display and announcement
  • 6. TV
  • 7. Toilets and urinals

b. Meals per person exclusive of all taxes:-

  • 1. Buffet Breakfast Veg.:- Rs.333/-
  • 2. Buffet Breakfast N. Veg. :- Rs 371/-
  • 3. Buffet Lunch/Dinner Veg. :- Rs.381/-
  • 4. Buffet Lunch/Dinner N. Veg.: - Rs.429/-
  • 5. Hi- Tea(Snacks) :- Rs.286/-

c. For each extra hour or part thereof after initial One hour: Rs. 99/per person (Exclusive of all taxes).

d. Shower and Change: Bath kit (comprising of laundered towel, soap, shampoo, shower cap, dental kit, ear buds) Rs.250/- per person exclusive of taxes & Shaving kit charges Rs.30/- extra.

e. Business Centre:

  • 1. Use of computer with internet - Rs.107/- (30 minutes)
  • 2. Use of computer with internet usage - Rs.179/- (01 hour)
  • 3. Printout (B & W) - Rs.18/- per page
  • 4. Photocopy- Rs.18/- per page
  • 5. Scanning- Rs.18/- per page

f. Other Facilities:

  • 1. Deluxe Resting Suite: Rs.545/- (02 hours)
  • 2. Extra Hour (Deluxe Resting suite): Rs.250/- per hour

II) The rates of Executive Lounge, Platform-16 are as under, Entry fee for initial 2 hours: Rs.200/- per person "Exclusive of all taxes". Services included in the entry fee:-

  • 1. Two hours stay
  • 2. Free Wi-Fi
  • 3. Soft beverages (tea, coffee, sharbat)
  • 4. Newspaper and magazine reading
  • 5. Train information display and announcement
  • 6. TV
  • 7. Toilets and urinals

b) Meals per person exclusive of all taxes:-

  • 1.Buffet Breakfast:- Rs.190/-
  • 2.Buffet Breakfast N. Veg. :-Rs 240/-
  • 3.Buffet Lunch:-Rs 325/-
  • 4.Buffet Lunch N. Veg. :-Rs 360/-
  • 5.Buffet dinner:-Rs 325/-
  • 6.Buffet dinner N. Veg. :- Rs 360/-
  • 7.Hi- Tea(Snacks) :- Rs.210/-

c) For each extra hour or part thereof after initial 2 hours: Rs. 70/per person (Exclusive of all taxes).

d) Wash and Change: Rs.200/- per person exclusive of taxes (Bath kit). Shaving kit charged Rs.25/- Extra(Dental Kit)

e) Business Centre:

  • 1. Use of computer with internet - Rs.70/- (30 minutes)
  • 2. Use of computer with internet usage - Rs.135/- (01 hour)
  • 3. Printout(B & W)- Rs.15/- per page
  • 4. Photocopy- Rs.15/- per page
  • 5. Scanning- Rs.15/- per page

f) Other Facilities:

  • 1. Deluxe Resting Suite: Rs.510/- (02 hours)
  • 2. Extra Hour (Deluxe Resting suite): Rs.258/- per hour
  • 3. SPA Services (Massage Chair): Rs.198/- (30 minutes)
  • 4. Fropcorn Movie Downloading: Rs.65/- per Movie/Video
  • 5. Internet Zone & Infotainment Zone: Rs.132/- (08 to 15 minutes)
  • 6. Souvenir Shop: MRP

Rates are exclusive of applicable taxes/GST. MRP items are inclusive of all taxes/GST.

Q6. What should we carry while visiting Executive Lounge?

A. One photo identity proof issued by Govt. like PAN card, Voter ID, Passport, Aadhar card, Driving License etc and valid train ticket either reserved or unreserved.

Q7. Who can stay at Executive Lounge?

A. Any bonafide Railway passenger can stay at Executive Lounge.

Q8. Are debit/credit cards accepted at Executive Lounge?

A. All visa/master/maestro debit/credit cards are accepted at Executive Lounge.

Q9. At which Railway stations do we have Executive Lounge other than New Delhi Railway Station?

A. At present, Executive Lounge is being operated at Agra, Jaipur, Sealdah, Madurai, Ahmedabad other than New Delhi Railway Station Platform-1 and Platform-16.

Q10. How is the time duration of stay in the Executive Lounge measured/calculated?

A. Access to the lounge is controlled by smart card which is issued to each passenger at the time of check-in. Passengers are required to swipe the smart card at the entry door to enter/exit from the Lounge. Once the card is swiped, the time is recorded & the time of stay starts. Entry and exit time is automatically calculated in the system.

Q11. What are the rates applicable for children?

A. Charges for children up to 3 feet of height are complimentary. Anyone above 3 feet height shall be considered person and chargesas applicable shall be charged.

Q12. Can we stay at Executive Lounge while travelling for marriages or in groups?

A. Any Railway passenger may use the lounge services, otherwise eligible, and families travelling in groups or for marriages may also come to lounge. However, it is suggested that in such cases to check availability in advance at executive lounge.

Q13. What are the Timings of Executive Lounge, New Delhi Railway Station?

A. Executive Lounge operated 24*7

This is not financial advise from a professional. It is essential to speak with a financial counselor about your specific situation. 

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